The Smart Option Student Loan® by USC SallieMae Student Loans for University of Southern California Students in Los Angeles, CA FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Learn which loan is right for you

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop Inc. is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

USC Sallie Mae Student Loans

The SallieMae Smart Option Student Loan is a valuable financial resource for USC students at the University of Southern California. This loan is designed to help students cover the costs associated with attending college, such as tuition, books, and living expenses. Here are some ways this loan can benefit USC students:

1. Low-Interest Rates: The SallieMae Smart Option Student Loan offers competitive interest rates that are often lower than other private student loans. This means USC students can borrow money without worrying about high monthly payments or accruing significant amounts of interest over time.

2. Flexible Repayment Options: USC students can choose from a variety of repayment options with the SallieMae Smart Option Student Loan. Students can make interest-only payments while in school, defer payments until after graduation, or choose a fixed repayment plan. This flexibility ensures that students can choose a payment plan that works best for their budget and financial situation.

3. Multiple Loan Options: With the SallieMae Smart Option Student Loan, USC students can choose from multiple loan options depending on their needs. For example, students can opt for a variable interest rate loan or a loan with a longer repayment term.

4. Co-Signer Release: The SallieMae Smart Option Student Loan offers the option to release a co-signer from the loan after a certain number of consecutive on-time payments have been made. This allows USC students to build their credit score and establish financial independence without relying on a co-signer.

Overall, the SallieMae Smart Option Student Loan is a beneficial financial resource for USC students who need help covering the cost of attending the University of Southern California. With low-interest rates, flexible repayment options, and multiple loan choices, USC students can find a loan that fits their specific financial situation and budget.
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